Market personage is afraid, because heat up money to be swarmed into continuously, hong Kong a person of extraordinary powers curtilage the overheat impetus of the market may spread to average house market

Last week 5 evening, bureau of canal of Hong Kong gold with respect to value the residential property of 20 million HK dollar or above mortgages several upper limit to issue give public notice to the bank, requirement by at present 7 into mortgage upper limit to fall to 6 into. Gold is in charge of bureau president Chen Delin to say, this action is running credit risk more carefully at helping a bank. But the personage inside course of study thinks, a person of extraordinary powers that new regulation makes entire section pay with cash to how curtilage market impact is finite.

House price tall look forward to increases credit risk

Near future of price of Hong Kong house time and again refresh record is golden canal bureau passes a bank this of city of building of indirect adjusting control advocate because of. Of group of land of Hong Kong constant “ the day is collected “ a person of extraordinary powers curtilage room of 66 buildings A sells with 439 million HK dollar recently, every square foot valence is as high as seventy-one thousand two hundred and eighty HK dollar (be equivalent to every square metre seven hundred and sixty-seven thousand two hundred and seventy-six yuan of) , achieve the whole world statified a person of extraordinary powers curtilage new Gao Jilu. 44% what because the residence mortgages loan to occupy whole of Hong Kong bank,borrow money, a person of extraordinary powers curtilage the price rises quickly,

As to floor price the property under 20 million HK dollar, continue continue to use 7 into mortgage upper limit, but highest limitation is in actual loan specified amount not to exceed 12 million HK dollar. Golden canal bureau warns a bank at the same time, should undertake property appraise value and computational borrower with cautious pattern offer paragraph and into interest rate. Should consider especially be in the history low if interest rate restores to come normal level, the likelihood is affected to what borrower reimbursement ability causes.

Chen Delin says, the purpose that golden canal bureau adjusts a person of extraordinary powers to mortgage loan to become several upper limit curtilage is not in the light of a person of extraordinary powers that rises urgently recently curtilage floor price and trade quantity, however the risk that the bank mortgages loan. Apparent of short duration was not in average house market inside risk consideration limits.

A person of extraordinary powers goes up curtilage situation or affect average house

But many personages express doubt to the effect of new regulation. Beautiful couplet property is presiding analyst Liu Jiahui thinks, residence of 20 million HK dollar above occupies before this year 9 months to clinch a deal only of the residence 1.9% , 2% , of bureau of predicting gold canal newest and how-to to a person of extraordinary powers curtilage market impact is finite. Place produces acting trustee He Zhaotang to express in, the limitation that mortgages upper limit is right a person of extraordinary powers curtilage the market is affected without essence, because at present general a person of extraordinary powers buys the home curtilage all with “ the building changes a building “ means or set show other investment product to enter town, buy the home to hold sufficient financing, do not need to become number high to mortgage a service, general 3 to 5 into mortgage already enough.

Suffer visit a personage to think, the problem that eye anteroom city exists is not capital to be not worth, because the market heats up money,pass however much. Market personage is afraid, a person of extraordinary powers curtilage the impetus of superheating will spread to market of Hong Kong average house, and gold asks the residence is actual under 20 million HK dollar in tubal bureau new rule ceiling does not exceed loan specified amount 12 million HK dollar appears negligible to average house market.

Land in short supply aids bubble of the city that push a building

The skill illicit that the Zhou Wu on Hong Kong government announces curtilage market data shows, up to by this year September, residential supply drops since coming to there was a record 2004 lowermost level, only 47 thousand. Construction quantity is successive 3 quarters are not worth 2000. Liu Jiahui estimates, construction quantity will be little this year at 10 thousand, and be maintain this two years continuously low-level. And as construction the quantity decreases, quantity of predicting future completion can follow reduce. “With average house project building period is made an appointment with 2 calculate to 5 years, if will annual construction quantity postpone comes to did not come 4 years, walk along situation and completion quantity to comparative be identical. “ Liu Jiahui says.

Liu Jiahui expresses, the circumstance that because do not eliminate to be able to appear,demands exceeds supply, make building city appears even bubble, the government should be accelerated roll out optimize land to supply policy in order to satisfy market demand.

Estate of Asia of lucky silver-colored group studies the ministry is in charge of Wang Zhenyu to think, building city bubble is inevitable, bubble of city of building of the Hong Kong after expecting 6 months appears, next year second half of the year has undone possibility. Wang Zhenyu says, hong Kong land is supplied little, make can make work unit amount decreases continuously, capital faces low look forward to of bank interest rate, must search investment ditch, city of meeting general building pushs momentum of this one market to come high further undone. Wang Zhenyu expresses, tomorrow of price of predicting whole floor still can rise one year two into, or organic meeting picks up to the level 1997. He thinks if the government wants to solve building city bubble, must solve land to supply reductive problem first.

A person of extraordinary powers curtilage Hong Kong

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